For Real Estate Professionals

Partner With Jarwono Mortgage —
Give Your Buyers a Better Lending Experience

When you refer a buyer to Hedy, he handles the mortgage so you can focus on the deal. No call centers. No radio silence. Just a loan officer who keeps you in the loop from pre-approval to closing.

32+ Loan Programs
NMLS 2381977
NE OH Local Market
Realtors across Summit, Cuyahoga & Portage counties trust Hedy to close on time, every time.
100% Transparency on every file
1-on-1 Direct access, never a call center
The Reality

Most Loan Officers Go Silent After You Send the File

You do the work finding the buyer. You negotiate the deal. Then the loan officer disappears — and you're left answering the buyer's calls: "Where's my update? Is this even going to close?"

No Updates

You've sent the file. Then nothing. Days go by. You have to chase the LO for every status check.

Delays That Cost Deals

Appraisal delays, conditions that weren't disclosed upfront, last-minute underwriting surprises — and you take the blame.

Unhappy Buyers

Your clients feel abandoned. They call you instead of the LO. You spend time managing someone else's process.

Lost Referrals

A bad lending experience doesn't just lose the deal — it loses the next deal too. Buyers talk. Agents notice.

It doesn't have to be this way. The right partner makes your deals easier, not harder.

See What Hedy Does Differently
Why Hedy

What Makes Hedy Different

Four things that make him the partner you wish every LO would be.

Direct Access, No Call Center

Call Hedy, text Hedy, email Hedy. When you refer a buyer, you get his direct number — not a 1-800 menu.

You talk to a person, not a prompt

Updates at Every Milestone

Pre-approval, appraisal ordered, underwriting clear, ready to close. You hear it first — usually before the buyer does.

You look informed because you are informed

Local to NE Ohio

He lives here. He knows the Akron, Cuyahoga Falls, and surrounding county markets. He knows the lenders, the inspectors, the quirks of local properties.

Local expertise = faster closings

Cross-Industry Credibility

With a background spanning Rocket Mortgage, Farmers Insurance, and Humana, Hedy brings a multi-perspective approach to every loan situation — and the trust that comes with it.

Buyers have heard of him. They already trust him.
What Realtors Say

Partners Who Refer Again

Realtors who've referred buyers to Hedy don't just come back — they bring their whole team.

★★★★★
"Hedy closed my buyer's loan in 19 days — appraisal to clear to funded in less than three weeks. I've sent him six referrals since and not one has had an issue. That's the kind of consistency that keeps my reputation intact."
KM
Karen M.
REMAX, Akron
★★★★★
"I was burned by a big-bank LO two years ago — long delays, no calls, buyer blamed me. With Hedy, I know the moment an appraisal is ordered, the moment underwriting clears. I've rebuilt trust with clients because he makes me look good."
SL
Sara L.
eXp Realty, Stow
Realtors across Summit, Cuyahoga & Portage counties have referred buyers to Hedy. Add your name to the list →
How It Works

Refer a Buyer in 3 Steps

Hedy has designed a process that keeps you in the loop from first call to closing day.

1

Refer a Buyer

Send Hedy your buyer's name, phone, and preferred contact method — however is easiest for you. Email, text, or just a quick call.

2

Hedy Handles Everything

He makes contact, runs pre-approval, orders the appraisal, works with underwriting, and keeps you posted on every milestone — no chasing from you required.

3

You Stay in the Loop

You'll get a status update after every major milestone — pre-approval, appraisal, underwriting clear, ready to close. You look like the hero without doing any extra work.

Start a Conversation No commitment required. Just a real conversation about your clients' needs.
What Hedy Offers

32+ Loan Programs for Every Situation

Whatever your buyer looks like — FHA first-timer, VA veteran, jumbo buyer — Hedy has the right product. No forcing a square peg.

🎖️

VA Loans

0% down for eligible veterans. No PMI, competitive rates, streamlined processing.

0% down available
📊

Conventional

Standard loans with competitive rates. PMI drops at 20% equity — no MIP like FHA.

As low as 3% down
🌾

USDA Loans

0% down for eligible buyers in qualifying rural and suburban areas. Income limits apply.

0% down eligible areas
🏔️

Jumbo Loans

Financing above conforming limits for higher-value properties. Flexible terms, portfolio options.

High-value properties
🔄

Refinance

Rate-and-term, cash-out, and streamline options. Lower payments or access equity — your clients choose.

All major refinance types
📋

OHFA Programs

Ohio Housing Finance Agency programs including down payment assistance and below-market rates for qualifying buyers.

State-specific assistance
💬

Not Sure?

Tell Hedy about your buyer's situation and he'll identify the right product in minutes. That's part of the service.

Ask Hedy →
What's In It For You

Commission Splits That Actually Make Sense

Hedy runs a clean, transparent referral partner program. No hidden fees, no surprises — just fair splits and fast payouts after closing.

30%
Referral Fee

Paid to you after the loan closes — calculated on the gross loan amount, not net.

48 hrs
Turnaround

Referral fee paid within 48 hours of closing. No waiting for the end of the month.

Direct
Deposit

Payment goes straight to you — no third-party escrow, no chasing a processor.

Clear
Numbers

The referral fee structure is explained upfront. You know what you'll earn before you refer.

Referral fees are subject to the terms of Hedy's formal referral partner agreement, which you'll receive upon enrollment.
Grow Together

Co-Marketing That Works

Hedy offers real, non-spammy co-marketing resources that help you win more listings and serve your buyers better — not just a logo on a PDF.

Lender Info Cards

Branded, lender-verified content cards you can drop into your listing presentations — rates, loan programs, and contact info ready to go.

Pre-Approval Letter Templates

Co-branded pre-approval letter format your buyers can present to sellers — shows you've already connected them with a credible lender.

First-Time Buyer Workshops

Quarterly joint education sessions for your buyers — Hedy handles the mortgage content, you handle the real estate side. More engaged buyers, faster decisions.

Buyer Lead Concierge

Hedy can co-brand a pre-qualification funnel for your website — captures mortgage-ready leads and routes them to you with a "get pre-approved" CTA baked in.

Active Partners
Realtors across Summit, Cuyahoga & Portage counties
Co-branded marketing assets
Quarterly joint buyer workshops
Lender info cards & pre-approval templates
Website co-branding on request
Milestone updates on every referred file
Ready to Partner?

Let's Talk

Fill this out — Hedy responds to realtors within one business day. No commitment required.

Hedy responds within 1 business day

Let's Talk

Pick up the phone or send an email. Hedy responds to realtors within the same business day — usually within the hour.

📞 Call or Text 330-245-4118
📍 Office 151-1 Portage Trail, Cuyahoga Falls, OH 44221
NMLS# 2381977 Nexa Lending